I don’t know many debt management programs, but the best debt management program that I will ever know is the company that helped me in the times I needed help the most. Well, debt management programs are made to provide debt help, and help one badly in debt, so much so that there remains not much ways for the person to come back to normal life. Hence, the debt management programs can actually give a person or an industry its normal life back and can save one from total exhaustion.
I realized all that when I was badly in debt, and was trying to find ways to come out of it. Debt is a dangerous thing that can change ways of life, change thinking patterns; bring on relational problems, and upheavals in the normal peaceful home environment.
I realized all of that in my short life, when I was struck with serious debt and problems that made me panic and look for ways to survive. It all happened when my business was on fire.
My business went fine
I ran a small and cute book shop, and that was my business, and the sole income for my family which came through the shop. I loved the shop and decorated it as much as I could with my ideas. I tried to keep all popular books in the store, and if someone ordered books, I tried to bring them on time. For these reasons, my store though small, got nice popularity in the market and adjoining areas, and I was happy with the average income which was enough for my family and me. Though there were nearby book store owners who envied my popularity, I had already fetched enough love and popularity from my permanent customers and was contended.
The fire that took away my shop and income
One day a fire broke at my store, and it happened because of a cigarette. A customer was not careful enough and held a lighted cigarette too close to the silk curtains. First the curtain caught fire, then the books, and then my fate. It was a book store, and all were papers, and it took no time for the papers to become ashes. I was nowhere, and didn’t know what to do, whom to call. My mind was just not working, and people around me were trying to console with the best words they could gather. However, words did nothing to make me feel better.
I was totally shattered, and received greater shock when my insurance provider denied me the insured amount just because some envious book shop owner nearby (I don’t know who did it) informed them that the fire was a planned one. How sick people can be! I could never forget that, and was totally mad at the thought of not getting the money, as I was naturally depending on that highly.
The best debt management program that saved me and my business
In this situation, a relative helped me greatly to revive and live again. He gave me the phone number of the debt management program nearby to consult my case, and see if I can get some help. This thing worked like a charm, as I got great funds to start a new store once again which was all arranged by the debt help group.
They undertook my case, analyzed my ongoing debts, and my loss, and my finance, and after that, they arranged for an instant loan at a higher interest rate than the standard market rates. I instantly grabbed the opportunity to repair my shop, and start the business all over again, and then filed a case against my insurance provider too. Finally after a few months, I started breathing again, came back to my normal life, and now I am pretty successful with the store and some great money saving tips that they shared with me.